This time of year is always the busiest with holiday to-dos and planning. While you may have a full plate, there is one thing we hope you don’t ignore this holiday season: taking care of yourself. As the preferred New Braunfels dentist, we encourage everyone to get in cleaning before the end of the year and, specifically, use your dental benefits before they expire.
If you have a Flexible Spending Account (FSA) or Health Savings Account (HSA), it’s important that you know how your account works so that you can use your money before it’s gone. For the most part, the money in these accounts does not always roll over into the following year so it must be used during the calendar year it was deposited, particularly when it comes to your FSA.
It’s also important to know that these benefits are for more than regular doctor visits. Your FSA or HSA can be used at your local, best New Braunfels dentist. If you’ve been considering restorative dental or cosmetic dental treatment, the end of the year is the perfect time to put your HSA or FSA to good use at your New Braunfels dentist near me.
Quick Facts on FSAs and HSAs
A Flexible Spending Account (FSA) is a type of savings account that can be set up through your employer and allows you to put money into it for certain out-of-pocket expenses. You do not have to pay taxes on this account which can help you save money on certain medical and dental expenses. In some cases, your FSA funds can be used on your spouse or your dependents at your New Braunfels dentist. It’s imperative, however, that they’re used before the end of the year as they will most likely expire.
A Health Savings Account will allow you to pay for qualified medical expenses including certain dental treatments at your New Braunfels best dentist. If you’re covered under a high-deductible health insurance plan you may qualify for an HSA and, unlike an FSA, the money in your HSA is yours to keep. Further, your funds will roll over, can be used as dental benefits for your dependents and spouse, and will earn interest over time which is not taxable.
There are also important items to understand about a standard dental insurance plan. Most plans will reset automatically on January 1st so it’s important to both find out if yours expires on December 31st and if there’s a cap on how much most insurance companies will pay each year. To get the most out of your dental insurance, be sure to search ‘New Braunfels dentist near me’ to find your New Braunfels dentist and schedule your appointment before the new year.
What to Do Next
Whether you or your family is in need of a cleaning, a root canal, or any other common dental treatments and procedures, it’s important to schedule your appointment with your New Braunfels dentist as soon as possible. The year will be gone before you know it and with it, so will your dental benefits. For the best dental care in New Braunfels, schedule your appointment with the best dentist in New Braunfels, New Braunfels Dentists, today at 830.608.1818!